So, why should your employees consider choosing a fixed indexed annuity within their plans?
With more growth potential than a traditional fixed annuity, downside protection and the option to select guaranteed lifetime stream of income during retirement, the moderation of risk and potential reward can make fixed indexed annuities a key component of a balanced financial plan.1
Our fixed indexed annuities help to boost retirement savings through an interest crediting process that is based, in part, on the change in index, without direct participation in the stock market. This “indexing” approach can offer greater accumulation potential than fixed annuities or other fixed-interest products that typically have limited upside opportunities.
Where income is the greater concern, our Guaranteed Lifetime Income Rider (GLIR) can turn retirement savings into guaranteed income for life.2
How Index Crediting Works
Contact your local Financial Professional or a National Life Group Relationship Manager to meet with your employees or present to a group!
How Can We Help?
To be contacted by a National Life Relationship Manager or local Agent, complete this brief inquiry.
1. The index strategies of fixed indexed annuities credit interest are based in part on the change in a market index. An investment cannot be made directly into an index. Indexed annuities do not directly participate in any stock or equity investments. When included in a fixed indexed annuity with the protection of a 0% floor, the benefit of reduced downside will not be realized for index returns below 0%. The 0% floor provided by an indexed annuity ensures that during crediting periods where the index is negative, that no less than 0% interest is credited to the index strategy. This means that premiums paid, and interest earned will not be reduced by market volatility. Guarantees are dependent upon the claims-paying ability of the issuing company. Riders may be optional, available at additional cost, and may not be available on all products or in all states. Assuming no withdrawals made during the surrender charge period and no rider charges. Rider charges continue to be deducted regardless of whether interest is credited. This is not a solicitation of any specific annuity contract.
2. The Guaranteed Lifetime Income Rider (GLIR), as represented in form series 20712(0320) or form series 20835(0123), or state variations thereof, is a rider that may be available on select fixed indexed annuity policies issued by Life Insurance Company of the Southwest. Electing this rider is optional, incurs an additional cost, and rider charges continue to be deducted regardless of whether interest is credited. The GLIR may not be available on all products or in all states. Guaranteed Withdrawal Payments reduce the policy’s accumulated value, but you will continue to receive these payments during your lifetime even if your accumulation value declines to zero. Guarantees are dependent on the claims paying ability of the issuing Company.
