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If market volatility has your employees on edge, we have great news for their retirement journey!

Our indexed annuity policyholders
HAVEN’T LOST A PENNY
of their Policy Value due to market conditions.*

Stock market volatility in early 2020 wiped out trillions of dollars of market value: from March 6–11, the stock market lost approximately $6 trillion in wealth.** During that same period, not one penny of premium paid or interest earned was lost by our indexed annuity policyholders due to the market.

In today’s volatile economy, it is important that your employees have a safe and secure place to save for their retirement – with a company that specializes in and continues to be a leader in the 403(b)/457(b) market.

YOU are at the core of everything we do.

We offer excellent traditional fixed and indexed annuities and Guaranteed Lifetime Income Riders that provide guarantees from loss of premiums paid and interest earned due to market conditions. Our Riders also can provide a guaranteed income stream for life!


* Assuming no withdrawals during the withdrawal charge period. Rider charges continue to be deducted regardless of whether interest is credited.
** Market Insider March 12, 2020 – Stock Market Erased $6 trillion in wealth last week.

Annuities have withdrawal charges that are assessed during the early years of the contract if the annuity is surrendered. Indexed annuities do not directly participate in any stock or equity investments.
The Guaranteed Lifetime Income Rider (GLIR), as represented in form series 7983, 7984, 7985, 7986, 8969, 8970, 20365, 20135, 20136, and/or 20380, is a rider that can be added to an annuity policy at issue and is available on fixed and fixed indexed annuities issued by Life Insurance Company of the Southwest. Electing this rider incurs an additional cost and rider charges continue to be deducted regardless of whether interest is credited. GLIR may be optional, and may not be available on all products or in all states. Guaranteed Withdrawal Payments reduce the policy’s accumulated value, but you will continue to receive these payments during your lifetime even if your accumulation value declines to zero. Guarantees are dependent on the claims paying ability of the issuing Company.

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Teresa Thomas

Teresa Thomas

As a 25-year veteran of the financial services industry, Teresa has worn many hats including corporate communication, product and concept marketing, meeting and convention planning, training and mentoring. All while also balancing being a daughter, sister, mom, friend and colleague. It’s true, in her first semester of graduate school, she dropped out of her Secondary Education curriculum – recognizing that teachers have a magnificent gift (that she did not). So, she took her love of teaching in a different direction and thoroughly enjoys the opportunity she has to educate you on not just the importance of retirement savings, but also the many ways in which you can plan now to achieve your retirement success! A native of Philadelphia, she is learning to wear a new hat in “Cowboy Country” as a newly-minted resident of Dallas, TX where she spends most of her time corralling her two boys, two cats, a dog and several fish TC124597(1221)3